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  • Mailing Address:
    5665 W. WILSHIRE BLVD #1506
    LOS ANGELES, CA 90036
  • Call or Text1-844-524-FUND
  • Mon - Fri: 9:00AM - 5:00PM

LOAN PROGRAMS

Whatever your scenario, we have a solution for it. Explore our diverse range of loan products designed to meet your unique needs. From equity-based solutions to some of the most competitive rates in the market, we’ve got you covered. Take a look and find the perfect fit for your financial goals.

DSCR LOANS

Also known as rental loans, DSCR loans are your go-to option if you’re an investor looking to finance income-producing properties. It’s designed to leverage the income generated by the property to qualify for the loan, making it easier for you to invest without the hassle of traditional income verification. Our nationwide commercial mortgage brokerage offers turnkey rental financing for 1-4 unit residential investments to true commercial properties. Our lending parameters vary based on property type, location, and lender, ensuring tailored solutions. To qualify, provide essential documentation for yourself and the property. Our expertise simplifies the process, making securing financing for your rental properties seamless. Let’s make your investment journey smooth and profitable!

  • Up to 80% LTV
  • Up to 80% on Cash-Out Refi
  • Competitive Rates
  • Loans $100K – $5M

Documents You Need for a DSCR Loan

  • Signed Loan Application (including credit check authorization)
  • Detailed Property Information
  • Current Rent Rolls
  • Signed Lease Agreements (if applicable)
  • Property Appraisal Report
  • Photo ID (Driver License)
  • Entity Documents (EIN, Articles of Organization, Operating Agreement)
  • Proof of Cash Reserves (typically 5% or more of the purchase price)
  • Credit Report
  • Experience in Managing Income-Producing Properties
  • Projected Income and Expense Statements

HARD MONEY LOANS

Hard Money Loans are your quick solution to immediate financing needs. As your trusted advisor, I can help you secure these asset-based loans, perfect for real estate investments where speed and flexibility are crucial. Whether you're flipping a property or need short-term financing, hard money loans provide the funds you need, fast. Let’s get you the capital to seize those urgent opportunities!

  • Up to 90% of Purchase
  • Up to 100% of Rehab
  • Competitive Rates
  • Loans $100K – $5M

Documents You Need for a Hard Money Loan

  • Sales Contract
  • Corporate Documents (EIN, Articles of Organization, Operating Agreement)
  • Last Two Years of Federal Tax Returns (depends on the lender)
  • Three Months of Bank Statements (depends on the lender)
  • Photo ID (Driver License)
  • Application
  • Experience Sheet (have your purchase and sold HUDs to prove your experience)
  • Project Budget

Documents You Need for a Hard Money Cash-Out Equity Loan

  • Current Mortgage Statement
  • Proof of Income (Pay Stubs, Tax Returns)
  • Credit Report
  • Property Appraisal
  • Photo ID (Driver License)
  • Application
  • Title Insurance

FIX AND FLIP LOANS

Ready to transform properties and boost your profits? Fix and Flip Loans are designed just for that. With my expertise, you can obtain financing to purchase and renovate properties, turning them into lucrative investments. These loans are structured to cover both acquisition and rehab costs, giving you the financial flexibility to make your flipping projects a success. Let's turn your renovation visions into reality!

  • Up to 90% of Purchase
  • Up to 100% of Rehab
  • Competitive Rates
  • Loans $100K – $5M

Click here to Discover the Power of Credit: Private vs. Industrial Investors

Documents You Need for a Fix-and-Flip Loan

  • Signed Loan Application (including credit check authorization)
  • Executed Purchase and Sales Contract
  • Detailed Renovation Budget / Scope of Work
  • Photo ID (Driver License)
  • Entity Documents (EIN, Articles of Organization, Operating Agreement)
  • IRS Employee Identification Number (EIN) Letter
  • Previous Real Estate Investing/Rehab Experience Information
  • Title Company Contact Info
  • Appraisal Authorization (followed up by payment to appraiser)
  • Recent Bank Statements to Demonstrate Liquidity
  • Certificate of Insurance Coverage (including evidence of policy payment)

SBA LOANS

Small Business Administration (SBA) loans are government-guaranteed and crafted to help small businesses secure dependable financing. While SBA loans may have more stringent requirements and longer processing times compared to conventional loans, their low interest rates and extended repayment terms make them an excellent choice for small businesses. These loans offer personalized, competitive rates, whether you need an all-purpose 7A general loan or a specific 504 loan for purchasing fixed assets like real estate or equipment. We streamline the application process to make it easy for you, working closely with you to understand your business needs and secure the best rate.

  • SBA 504
  • SBA 7A
  • Owner Occupied Business Owners
  • Must Occupy 51%
  • Low Rates

Documents You Need for an SBA 504 Loan

  • Business Tax Returns for the Previous Three Years
  • Personal Tax Returns for the Previous Three Years
  • Personal Financial Statement
  • Business Financial Statements (including balance sheets, income statements, and cash flow statements)
  • Business Debt Schedule
  • Interim Financial Statements (signed and dated within the previous two months)
  • Articles of Incorporation and Business Licenses
  • Personal History Statement
  • Detailed Business Plan
  • Purchase Agreement for the Fixed Assets
  • Contractor's Estimate (if loan is for construction)

Documents You Need for an SBA 7(a) Loan

  • Business Tax Returns for the Previous Three Years
  • Personal Tax Returns for the Previous Three Years
  • Personal Financial Statement
  • Business Financial Statements (including balance sheets, income statements, and cash flow statements)
  • Business Debt Schedule
  • Interim Financial Statements (signed and dated within the previous two months)
  • Articles of Incorporation and Business Licenses
  • Personal History Statement
  • Detailed Business Plan
  • Loan Application History
  • Copies of Leases (if applicable)

BRIDGE LOANS

Need short-term financing to bridge the gap between transactions? Bridge Loans are your answer. Whether you're waiting for longer-term financing to come through or need immediate cash flow, these loans provide the temporary funds you need. With my help, you can secure a bridge loan quickly and efficiently, ensuring you don't miss out on critical opportunities. Let’s keep your projects moving forward without delay!

  • Transition and Stabilize Your Assets
  • Up to 80% LTV
  • Competitive Rates
  • Loans $250K – $5M

Documents You Need for a Bridge Loan

  • Signed Loan Application (including credit check authorization)
  • Detailed Purpose for the Loan
  • Property Appraisal Report
  • Photo ID (Driver License)
  • Proof of Income (W2s, Tax Returns, Pay Stubs)
  • Proof of Cash Reserves (to cover loan payments and holding costs)
  • Credit Report
  • Details of Current Mortgage (if applicable)
  • Collateral Documentation (e.g., real estate)
  • Debt-to-Income Ratio Information
  • Exit Strategy (plan for repaying the loan)

SMALL COMMERCIAL LOANS

Investing in commercial property has never been easier. Commercial Real Estate Loans are designed to help you acquire, refinance, or develop commercial properties. With my guidance, you can access the capital needed for office buildings, retail centers, industrial properties, and more. Let’s unlock the potential of your commercial real estate ventures together!

  • Up to 80% of Purchase
  • Up to 80% on Cash-Out Refi
  • Competitive Rates
  • Loans $100K – $5M

Documents You Need for Small Commercial Real Estate Loans

  • Credit Score: Lenders typically prefer a middle credit score of 680 or higher. If you need assistance improving your credit, visit The Funding Clinic.
  • Tax Returns: A lender requires a complete financial history of the last 3 years, including both personal and business federal tax returns. While some offer only bank-statement lending, submitting tax returns can enhance your chances of approval.
  • Pay Stubs: If you have a job, lenders may request your last three pay stubs to verify your income.
  • Bank Statements: Providing the last three months of personal and business bank statements is essential to confirm available funds for the down payment and closing costs.
  • Corporate Documents: Present your EIN SS-4 Form, Articles of Organization, and Operating Agreement. If any partner owns 20% or more of the business, their documents are also necessary.
  • Personal Financial Statement: Many long-term lenders require a Personal Financial Statement (PFS) from each borrower to evaluate assets, debt, income, and net worth.
  • Application: This initiates the process, so ensure you complete the application thoroughly to avoid any delay or rejection by the lender.