From purchase to renovation.
Fix and Flip Loans in Los Angeles
Fix and flip loans help Los Angeles investors finance a property purchase and renovation when the project and borrower meet lender requirements. The budget, scope of work, and repayment plan are central to the review.
The Funding ClinicMailing address: 5665 W. Wilshire Blvd #1506, Los Angeles, CA 90036(844) 524-3863 · Mon–Fri 9:00 AM–5:00 PM
01 / Understand the loan
What Are Fix and Flip Loans?
The financing should fit the purchase, repairs, and exit.
A fix and flip loan is short-term financing for an investment property that will be renovated, usually with a plan to sell. Some programs may include renovation funds, subject to the lender’s budget review and draw process.
Compare how repairs are funded, when draws are released, and what cash you must bring. We help you discuss the full project with lending partners, including whether a sale or a later refinance is your intended exit.
02 / See how it fits
Who This Is For
- Investors flipping houses in Los Angeles
- Investors with a clear repair budget
- Flippers who want to keep cash for the next deal
- Investors who plan to rent after the rehab
What You May Need
Requirements vary by lender and program. Common items to discuss include:
- A signed application
- The purchase contract
- A renovation budget or scope of work
- Photo ID and entity papers
- Proof of insurance and recent bank statements
03 / Your local investment
Serving Los Angeles and Nearby Cities
Considering a renovation in Culver City, Burbank, or Los Angeles? Separate acquisition costs from the repair budget and allow for the actual work schedule. Property condition and the proposed scope can affect the lender’s review.
- Los Angeles
- Inglewood
- Culver City
- Beverly Hills
- West Hollywood
- Santa Monica
- Glendale
- Burbank
- Pasadena
- East Los Angeles
- Hawthorne
- Compton
- Alhambra
See all our Los Angeles loans or see all areas we serve. Investing outside Los Angeles? See Fix and Flip Loans in other states.
04 / A little clarity
Questions We Hear a Lot
How do I get a fix and flip loan?
Start with the property details, purchase contract, renovation scope, budget, available funds, and repayment plan. The Funding Clinic can present the project to fix and flip lenders in our network; each lender makes its own approval decision.
Will the loan cover all repairs?
Coverage varies by program and project. Renovation funds may be released through draws after required inspections or documentation. Confirm any upfront cash and reimbursement requirements before accepting terms.
Can I keep the property as a rental after renovation?
Possibly. A long-term rental refinance would require a separate application and approval based on the completed property and lender requirements. Plan for that review before relying on it as your exit.
How does this differ from a DSCR loan?
Fix and flip financing focuses on a short-term renovation project. A DSCR loan generally focuses on a rental property’s income in relation to its debt payments.
05 / Explore your options
Related Loan Options
Know Who You’re Working With
The Funding Clinic is a mortgage broker. We arrange loans funded by third-party lenders. View our BBB business profile to learn more about our company. Read our Google reviews
Your next move starts here
Ready to talk about your deal?
Tell us about your deal. We will help you find the right loan.
The Funding ClinicMailing address: 5665 W. Wilshire Blvd #1506, Los Angeles, CA 90036(844) 524-3863 · Mon–Fri 9:00 AM–5:00 PM