A property plan. A clear exit.
Hard Money Loans in Los Angeles
Hard money loans can provide short-term financing for Los Angeles investment properties. The property, project budget, available funds, and plan to repay the loan help shape the options.
The Funding ClinicMailing address: 5665 W. Wilshire Blvd #1506, Los Angeles, CA 90036(844) 524-3863 · Mon–Fri 9:00 AM–5:00 PM
01 / Understand the loan
What Are Hard Money Loans?
Start with the deal—and how you plan to repay it.
Hard money financing is generally used for a short-term investment purpose, such as acquiring or improving a property before a sale or refinance. The lender evaluates the collateral and project alongside the borrower’s qualifications.
A shorter term makes the repayment plan especially important. The Funding Clinic is a mortgage broker: we introduce your deal to lending partners and help you review the proposed terms, costs, and conditions.
02 / See how it fits
Who This Is For
- Investors considering short-term acquisition financing
- Flippers who plan to sell soon
- Buyers evaluating property-focused financing
- Investors who plan to refinance into a long-term loan later
What You May Need
Requirements vary by lender and program. Common items to discuss include:
- A signed application
- The sales contract
- Entity papers
- Photo ID
- An experience sheet and a project budget
03 / Your local investment
Serving Los Angeles and Nearby Cities
For a Los Angeles renovation or acquisition, bring the purchase contract, current property condition, budget, and proposed exit. A realistic schedule helps you assess whether the loan term fits the work and intended sale or refinance.
- Los Angeles
- Inglewood
- Culver City
- Beverly Hills
- West Hollywood
- Santa Monica
- Glendale
- Burbank
- Pasadena
- East Los Angeles
- Hawthorne
- Compton
- Alhambra
See all our Los Angeles loans or see all areas we serve. Investing outside Los Angeles? See Hard Money Loans in other states.
04 / A little clarity
Questions We Hear a Lot
What is the difference between a hard money lender and a private money lender?
These terms can overlap. Hard money generally describes short-term, property-focused financing; private money describes the source of funds. Compare the actual loan terms, fees, security, and repayment requirements rather than relying on the label.
How quickly can a hard money loan close?
Timing depends on the lender, valuation, title, property, and completeness of the application. Discuss your contract deadline early; approval and closing dates are not guaranteed.
How much can I borrow?
The lender determines the amount based on the property, project, valuation, borrower qualifications, and available funds. We review those details before discussing an offer.
What is an exit strategy?
It is your plan to repay the short-term loan, such as selling the property or refinancing. A future refinance requires a separate approval, so it should not be treated as guaranteed.
05 / Explore your options
Related Loan Options
Know Who You’re Working With
The Funding Clinic is a mortgage broker. We arrange loans funded by third-party lenders. View our BBB business profile to learn more about our company. Read our Google reviews
Your next move starts here
Ready to talk about your deal?
Tell us about your deal. We will help you find the right loan.
The Funding ClinicMailing address: 5665 W. Wilshire Blvd #1506, Los Angeles, CA 90036(844) 524-3863 · Mon–Fri 9:00 AM–5:00 PM