Finance the property you plan to hold.
Rental Property Loans in Los Angeles
Rental property loans help Los Angeles investors buy or refinance income-producing properties. We help you explore financing based on the property’s rent, your documented income, and the lender’s requirements.
The Funding ClinicMailing address: 5665 W. Wilshire Blvd #1506, Los Angeles, CA 90036(844) 524-3863 · Mon–Fri 9:00 AM–5:00 PM
01 / Understand the loan
What Are Rental Property Loans?
Choose financing with the holding plan in mind.
Rental-property financing supports an investment intended to generate rent. DSCR is one available approach; other programs evaluate borrower income differently. Eligibility depends on the property, lease or rental information, and the overall application.
For an existing rental, discuss whether you want to change loan terms or request cash out. Compare the new loan’s costs and payment with your current financing and your plan for the property.
02 / See how it fits
Who This Is For
- Landlords buying their next rental
- Investors who want to refinance a rental
- Investors with several properties
- Owners of short-term rentals
What You May Need
Requirements vary by lender and program. Common items to discuss include:
- A signed application
- The lease or expected rent
- Property details
- Photo ID and entity papers
- Proof of cash reserves
03 / Your local investment
Serving Los Angeles and Nearby Cities
For a rental in Inglewood, Glendale, or Los Angeles, share the current lease or expected rent and whether the property is occupied. A purchase and a refinance call for different documents even when the rental strategy is the same.
- Los Angeles
- Inglewood
- Culver City
- Beverly Hills
- West Hollywood
- Santa Monica
- Glendale
- Burbank
- Pasadena
- East Los Angeles
- Hawthorne
- Compton
- Alhambra
See all our Los Angeles loans or see all areas we serve. Investing outside Los Angeles? See Rental Property Loans in other states.
04 / A little clarity
Questions We Hear a Lot
Can I get rental property loans for an LLC?
Some lenders offer rental-property financing for eligible LLC borrowers. The lender will review entity documents and ownership alongside the property and individual guarantor requirements.
Can I refinance and take cash out?
A cash-out option may be available, depending on equity, existing debt, property value, rent, and lender limits. Proceeds are determined after paying off existing financing and applicable costs.
Can this finance a short-term rental?
Some programs consider eligible short-term rentals. Property use must comply with the applicable city rules, and the lender must accept the proposed rental income documentation.
How long does a rental-property loan take?
The schedule depends on the lender, valuation, title, property, and documentation. We discuss your target date without promising a closing time.
05 / Explore your options
Related Loan Options
Know Who You’re Working With
The Funding Clinic is a mortgage broker. We arrange loans funded by third-party lenders. View our BBB business profile to learn more about our company. Read our Google reviews
Your next move starts here
Ready to talk about your deal?
Tell us about your deal. We will help you find the right loan.
The Funding ClinicMailing address: 5665 W. Wilshire Blvd #1506, Los Angeles, CA 90036(844) 524-3863 · Mon–Fri 9:00 AM–5:00 PM