Investment Property Loans in Los Angeles

Some lending partners permit eligible investment properties to be held in an LLC. Entity documents, ownership, guarantees, and borrower requirements vary by program.

Not necessarily. DSCR is one option that focuses on property rent; other programs use different income documentation. The property and your application determine which options may fit.

You can discuss your first investment with us. Lender requirements for experience, property type, funds, and credit vary, so a first purchase still needs a full review.

Conventional loans usually lean on your personal income and tax returns. DSCR loans look mainly at the property's rental income. Which fits depends on your situation.

Rates vary by lender, property and borrower, and change often, so we don't list them here. Call for current options.

Many lenders finance small multifamily properties of 2 to 4 units. Rules vary by lender, so send us the property details and we will check.

Often yes, but lenders review the condo project as well as you. They may look at things like how many units are rented. This varies by lender.

Down payments for investment properties are often larger than for a home you live in. The amount depends on the lender and the loan. We can go over it on a call.

Common items include a loan application, ID, property details, a lease or expected rent, proof of cash reserves, and entity papers if you buy in an LLC. Self-employed borrowers may need bank statements or a P&L. The list varies by lender.

Yes, many lenders offer refinance options for rentals, including cash-out refinances. Terms vary, so tell us what you want to accomplish.