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Pick the loan that fits your deal

Investor Loan Programs

DSCR, bank statement, hard money, Non-QM and more. We are a mortgage broker, and we work with real estate investors in many states.

The Funding ClinicMailing address: 5665 W. Wilshire Blvd #1506, Los Angeles, CA 90036(844) 524-3863 · Mon–Fri 9:00 AM–5:00 PM

01 / Choose a program

Loan Programs for Investors

DSCR Loans

Buy or refinance a rental using the rent the property earns instead of your personal income.

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Bank Statement Loans

Show income with your bank deposits instead of tax returns.

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Hard Money Loans

Short-term funding based on the property and your plan.

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Fix and Flip Loans

Financing to buy a property, renovate it, and sell.

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Investment Property Loans

Compare loan types for a rental or a flip.

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Rental Property Loans

Buy or refinance a rental with options built around rent.

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Cash-Out Refinance for Investors

Turn equity in a property you own into cash for your next deal.

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Self-Employed Mortgage Loans

Options for business owners with non-traditional income.

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Non-QM Loans

Alternative ways to qualify when the standard checklist does not fit.

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DSCR Purchase Loans

Buy a rental property and qualify on its income.

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DSCR Refinance Loans

Refinance a rental you own, or take cash out, using the rent.

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Short-Term Rental Loans

Loans for Airbnb and other short-term rental properties.

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Profit and Loss (P&L) Loans

Qualify with a profit and loss statement instead of tax returns.

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HELOC on Investment Property

A line of credit secured by the equity in a rental or investment property, where a lending partner offers it.

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Home Equity Loans on Investment Property

A lump sum against the equity in a rental or investment property, repaid on a set schedule.

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Looking for a home loan? See our Home Loans page.

02 / Wherever your deal is

States We Work In

We work with investors by phone and video, so you can book a call from wherever your property is. We can broker business purpose loans in the states below. Programs, terms, and availability depend on the lender and the state.

  • Alabama
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • District of Columbia
  • Florida
  • Hawaii
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Mississippi
  • Missouri
  • Nebraska
  • New Hampshire
  • New Mexico
  • New York
  • Ohio
  • Oklahoma
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Texas
  • Vermont
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Our track record

Recently Funded Loans

A few of the loans we arranged in the past year. To protect our clients’ privacy, we show only the loan type, city and month.

  • DSCR loanColumbia, SCOctober 2026
  • Investor refinanceIndianapolis, INOctober 2026
  • RefinanceCompton, CASeptember 2026
  • DSCR loanSavannah, GAAugust 2026
  • DSCR refinanceMilwaukee, WIJune 2026
  • DSCR loanSavannah, GAJune 2026
  • DSCR loanAlbany, GAJune 2026
  • Asset-based refinanceSan Diego, CAJune 2026
  • DSCR purchaseSavannah, GAMay 2026
  • DSCR loanAlbany, GAMay 2026
  • DSCR loanMemphis, TNMarch 2026

Past results do not guarantee approval. Every loan depends on the lender’s review and the details of your deal.

Know Who You’re Working With

The Funding Clinic is a mortgage broker. We arrange loans funded by third-party lenders. View our BBB business profile to learn more about our company. Read our Google reviews

The Funding Clinic BBB Business Review

Your next move starts here

Ready to talk about your deal?

Tell us about your deal. We will help you find the right loan.

The Funding ClinicMailing address: 5665 W. Wilshire Blvd #1506, Los Angeles, CA 90036(844) 524-3863 · Mon–Fri 9:00 AM–5:00 PM