Built for landlords
Rental Property Loans for Real Estate Investors
Rental property loans help investors buy or refinance properties they rent to tenants. We broker business purpose rental financing in many states.
The Funding ClinicMailing address: 5665 W. Wilshire Blvd #1506, Los Angeles, CA 90036(844) 524-3863 · Mon–Fri 9:00 AM–5:00 PM
01 / Understand the loan
What to Know About Rental Property Loans
Will the rent support the loan?
Lenders who finance rentals often look at how much rent a property brings in. Some programs use the rent as the main way to qualify, which can help owners with income that is difficult to document.
Whether you are buying your first rental or growing a portfolio, we compare programs from different lenders so you can weigh the costs and requirements.
02 / See how it fits
Who It Helps
- Landlords buying their next rental
- Owners who want to refinance a rental property
- Investors with multiple properties
- Owners who hold rentals in an LLC
What to Have Ready
Requirements differ by lender and program. These items often come up:
- A completed loan application and credit authorization
- The current lease or a rent estimate
- Property details and, for a refinance, your current loan statement
- Entity papers if the property is in an LLC
- Proof of reserves
03 / Wherever your deal is
Rental Property Loans in Many States
We work with investors by phone and video, so you can book a call from wherever your property is. We can broker business purpose loans in the states below. Programs, terms, and availability depend on the lender and the state.
- Alabama
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Hawaii
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Mississippi
- Missouri
- Nebraska
- New Hampshire
- New Mexico
- New York
- Ohio
- Oklahoma
- Pennsylvania
- Rhode Island
- South Carolina
- Texas
- Vermont
- Washington
- West Virginia
- Wisconsin
- Wyoming
Investing in Los Angeles? See Rental Property Loans in Los Angeles or see where we work.
04 / A little clarity
Common Questions
Can I refinance a rental I already own?
Yes, many programs allow it. A new loan can change your payment or let you take cash out, subject to the lender’s rules.
What if the property is vacant?
Some lenders accept a rent estimate from an appraisal. This varies.
Does a rental loan need tax returns?
Some programs are based mainly on rent instead. The lender decides which documents it needs.
Can I finance several rentals together?
Some lenders offer ways to do this. Ask us about your portfolio.
05 / Explore your options
Other Investor Loans
Our track record
Recently Funded Loans
A few of the loans we arranged in the past year. To protect our clients’ privacy, we show only the loan type, city and month.
- DSCR loanColumbia, SCOctober 2026
- Investor refinanceIndianapolis, INOctober 2026
- RefinanceCompton, CASeptember 2026
- DSCR loanSavannah, GAAugust 2026
- DSCR refinanceMilwaukee, WIJune 2026
- DSCR loanSavannah, GAJune 2026
- DSCR loanAlbany, GAJune 2026
- Asset-based refinanceSan Diego, CAJune 2026
- DSCR purchaseSavannah, GAMay 2026
- DSCR loanAlbany, GAMay 2026
- DSCR loanMemphis, TNMarch 2026
Past results do not guarantee approval. Every loan depends on the lender’s review and the details of your deal.
Know Who You’re Working With
The Funding Clinic is a mortgage broker. We arrange loans funded by third-party lenders. View our BBB business profile to learn more about our company. Read our Google reviews
Your next move starts here
Ready to talk about your deal?
Tell us about your deal. We will help you find the right loan.
The Funding ClinicMailing address: 5665 W. Wilshire Blvd #1506, Los Angeles, CA 90036(844) 524-3863 · Mon–Fri 9:00 AM–5:00 PM