Match the loan to the plan
Investment Property Loans for Real Estate Investors
Need an investment property mortgage? The Funding Clinic is a mortgage broker that helps real estate investors in many states find financing for rental properties and other investment purchases. The right loan depends on your property, income documentation, and plan.
The Funding ClinicMailing address: 5665 W. Wilshire Blvd #1506, Los Angeles, CA 90036(844) 524-3863 · Mon–Fri 9:00 AM–5:00 PM
01 / Understand the loan
What to Know About Investment Property Loans
Rent it, flip it, or hold it?
The right loan for an investment property depends on what you plan to do with it. A rental you will hold for years needs different financing than a flip you will sell in months.
We are a mortgage broker, so we can point you toward more than one type of program. Common choices include DSCR loans, bank statement loans, and short-term loans for renovations.
02 / See how it fits
Who It Helps
- First-time and experienced property investors
- Buyers adding another property to a portfolio
- Investors who want help comparing loan types
- Buyers who plan to hold property in an LLC
What to Have Ready
Requirements differ by lender and program. These items often come up:
- A completed loan application and credit authorization
- Details on the property and your plan for it
- Income documents that fit the loan type
- Entity papers if you buy in an LLC
- Proof of funds for the down payment and reserves
03 / Wherever your deal is
Investment Property Loans in Many States
We work with investors by phone and video, so you can book a call from wherever your property is. We can broker business purpose loans in the states below. Programs, terms, and availability depend on the lender and the state.
- Alabama
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Hawaii
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Mississippi
- Missouri
- Nebraska
- New Hampshire
- New Mexico
- New York
- Ohio
- Oklahoma
- Pennsylvania
- Rhode Island
- South Carolina
- Texas
- Vermont
- Washington
- West Virginia
- Wisconsin
- Wyoming
Investing in Los Angeles? See Investment Property Loans in Los Angeles or see where we work.
04 / A little clarity
Common Questions
Which loan is best for an investment property?
It depends on whether you will rent or sell, and on how you document income. A call is the quickest way to narrow it down.
Can I buy in an LLC?
Many investment programs allow it. Requirements depend on the lender.
Do I need investing experience?
Some lenders ask for it and some do not. It varies by program.
Is the down payment different for investors?
It often is. The amount depends on the program, property, and your qualifications.
How is an investment property loan different from a conventional loan?
Conventional loans usually lean on your personal income and tax returns. DSCR loans look mainly at the property's rental income. Which fits depends on your situation.
How do investment property mortgage rates work?
Rates vary by lender, property and borrower, and change often, so we don't list them here. Call for current options.
05 / Explore your options
Other Investor Loans
Our track record
Recently Funded Loans
A few of the loans we arranged in the past year. To protect our clients’ privacy, we show only the loan type, city and month.
- DSCR loanColumbia, SCOctober 2026
- Investor refinanceIndianapolis, INOctober 2026
- RefinanceCompton, CASeptember 2026
- DSCR loanSavannah, GAAugust 2026
- DSCR refinanceMilwaukee, WIJune 2026
- DSCR loanSavannah, GAJune 2026
- DSCR loanAlbany, GAJune 2026
- Asset-based refinanceSan Diego, CAJune 2026
- DSCR purchaseSavannah, GAMay 2026
- DSCR loanAlbany, GAMay 2026
- DSCR loanMemphis, TNMarch 2026
Past results do not guarantee approval. Every loan depends on the lender’s review and the details of your deal.
Know Who You’re Working With
The Funding Clinic is a mortgage broker. We arrange loans funded by third-party lenders. View our BBB business profile to learn more about our company. Read our Google reviews
Your next move starts here
Ready to talk about your deal?
Tell us about your deal. We will help you find the right loan.
The Funding ClinicMailing address: 5665 W. Wilshire Blvd #1506, Los Angeles, CA 90036(844) 524-3863 · Mon–Fri 9:00 AM–5:00 PM